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Reforms and Economic Crisis.

Unaware of economy I will use the comparison between the accounts of a family and a country. Why? We'll see ...

If the time has come where the income (low income, fiscal tightening) are less, and costs are rising - Notice I say they are and not have increased- (fuel rises , electricity, VAT, snuff, drinks, food, and all that is fiscal tightening and IPC, in addition to interest rates for my hipotequita half of 120,000 turkeys), it is time to take stock in my welfare state, that is, how alive.

If I have savings capacity, and I want to live exactly the same, no more problem. Saving less, period.

An aside: my welfare state is as follows: as or have dinner away from home a few times a month, beers one day a week, once a month to film, 12 cigars per day until you quit, tutoring children, the cleaning lady, fad diet and hygiene, a trip every 4 months, telephone and Internet, pay TV, gym, little money for trinkets for children, safe private doctor, some clothes or shoes "once in a while" , etc.

I leave aside what I call expenditure incurred, ie mortgages traps, car and furniture, food and hygiene not fancy, mandatory classes for children, keeping house and car, insurance number, electricity, gas and gasoline taxes or personal income tax rate IBI, clothing or footwear required; etc. Apart

lottery that can touch me, if I've already eaten my ability to save, or worse, I've never had, I have what is called: TOY IN ECONOMIC CRISIS. What do I do? Well I have two options: If you want to keep my state of being I have no other to borrow money, with which will add to my expenditure committed y. .. Ay ... increase my crisis over time. The other choice is clear: lower my state of being. And here I wanted to go.

Where do I cut? If we keep that facilitates smoking cessation and the gym and pay TV, we already in a difficult terrain, with little things that have cost us much and we do not want to do without. As well we

, folks. Rather, so we should be asking not dienero provided.

I get here because our welfare state dies. Or change, if you prefer to see it. There is no other. I know that many of you think, actually, I'm starting from a false premise which is to consolidate the expenditure committed, and I know many of you think that there should be attacking. What is our spending commitment? Multiplied Public Administration, Autonomous Regions, a universe of political office, another universe of public institutions, a debt that is more than a half hipotequita, etc, etc.

This is what you get, as in any family. Or fucked the welfare state, or attack our expenditure committed. If you think for a moment, this is neither left nor right ideology. It is simply common sense.

nice weekend.